Mastercard is one of the leading credit card brands in the world. It’s available in 210 countries and features more than 330 million cards in circulation in the U.S. alone.
Many online sportsbooks in the U.S. accept Mastercard for deposits and thousands of bettors enjoy the cards’ convenience for betting-related transactions.
This guide goes over those options as well as what you need to know about using Mastercard with your sportsbook.
5 Best Mastercard Sports Betting Sites
I've analyzed and reviewed all major U.S. sportsbooks that accept Mastercard as a banking option.
My ratings are based on a wide range of factors, including odds, promos, UX, market variety, Mastercard withdrawal speed and minimum deposits and withdrawals, to name a few.
After analyzing each Mastercard sportsbook, we narrowed our list down to the top 5 overall. Below, you will see those sportsbooks ordered based on overall rating.
We also found which each sportsbook was “best” at so you can find one that fits your needs.
Best Mastercard Sports Betting Sites:
- Caesars: Best for Fast Mastercard Payouts
- FanDuel: Best for Flexible Mastercard Transactions
- BetMGM: Best for Fee-Free Mastercard Withdrawals
- BetRivers/SugarHouse: Best for Big Mastercard Deposits
- DraftKings: Best for Small Mastercard Withdrawals
1) Caesars Sportsbook: Best for Fast Mastercard Payouts
Min deposit/withdrawal with Mastercard: $20/$20
Caesars Sportsbook made huge strides in our online sportsbook rankings after purchasing and integrating with William Hill. Caesars offers Mastercard as a banking method for deposits (which are instant) and withdrawals (debit card only).
Both deposits and withdrawals start at just $20. If you’re cashing out with Mastercard, you can use their debit card to pull out up to $5,000 per transaction.
Processing times for withdrawals are capped at 72 hours, which is pretty standard for the industry.
The perks of the Caesars Sportsbook don't end after you take advantage of the intro bonus, either. They offer the most competitive odds in the industry and have attractive ongoing promotions and odds boosts to help you win more.
Caesars also offers all major sports and bet types—including same game parlays that allow you to combine sides, totals, and prop bets from the same game in one parlay.
If there’s one thing I’d tweak, it’s lowering the minimum deposit and withdrawal to $10. It’s not a dealbreaker, but it’d be a nice touch for players who like to keep things light.
Caesars Quick Facts:
- OA BetReview Rating: 93/100
- Sign-Up Bonus: Bet $1, Get 2x Winnings on Next 20 Bets
- Best Features: Loyalty program, user-friendly UX
- Biggest Drawbacks: Slower payout speeds, sluggish customer service
- Number of Sports: 23+
- Payout Speed: Up to 72 hours
- Rewards Program: Caesars Rewards
2) FanDuel Sportsbook: Best for Flexible Mastercard Transactions
Min deposit/withdrawal with Mastercard: $10/None
FanDuel is our our highest-rated online sportsbook thanks to the competitive odds, generous promotions and odds boosts, variety of bet types and sports to wager on, and a great user experience on both the website and mobile app.
Best of all for Mastercard holders, FanDuel supports Mastercard for both deposits and withdrawals (debit card only). Deposits are quick, with a minimum of just $10—lower than most competitors. Even better, there’s no minimum for withdrawals, so you can cash out as little as a dollar if you need to.
One feature I really like is their fast withdrawal option for Mastercard. With this, you can get your winnings in minutes—assuming your card supports it (check with your bank to confirm).
New customers at FanDuel get $150 in bonus bets if their first $5 bet wins. This gives you a nice bankroll of bonus bets to start off with little upfront investment.
FanDuel crushes it when it comes to prop bets. Their player props for major sports are second to none, and their seasonal specials bring a ton of unique and creative wagers to the table.
That said, a minor drawback is that standard Mastercard withdrawals can sometimes take up to five days to process, which is a bit slower than most sportsbooks by a day or two.
FanDuel Sportsbook Quick Facts:
- OA BetReview Rating: 94/100
- Sign-Up Bonus: Bet $5, Get $150 Bonus If Your Bet Wins
- Best Features: Odds competitiveness, market variety
- Biggest Drawbacks: No sportsbook rewards program, not many daily odds boosts
- Number of Sports: 21+
- Payout Speed: Up to 5 business days (typically faster)
- Rewards Program: DFS & Casino only
3) BetMGM: Best for Fee-Free Mastercard Withdrawals
Min deposit/withdrawal with Mastercard: $10/$20
BetMGM Sportsbook is another one of our highest-rated Mastercard betting sites—scoring well in most categories we analyze.
Like most sportsbooks, they accept Mastercard for deposits and withdrawals (debit card only). You can deposit as little as $10, but cashouts start at $20.
BetMGM doesn’t charge fees for Mastercard withdrawals, though your bank might. I also like that some withdrawals are reversible, depending on how far along they are. It’s a handy option if you change your mind after making a request.
Withdrawals are usually processed in 1-3 days with Mastercard, which aligns with most sportsbooks.
Overall, BetMGM is a solid sportsbook to have in your rotation. They offer valuable promos and some of the most unique props you’ll find. Another standout feature is their Smart Stats tool, which provides valuable insights and betting stats.
My only knock is that Mastercard withdrawals are 1-2 days faster than Visa, which feels inconsistent for the same type of payment method. Also, dropping the minimum withdrawal to $10 instead of $20 would be a nice upgrade for players.
BetMGM Quick Facts:
- OA BetReview Rating: 84/100
- Sign-Up Bonus: Up to $1,500 in bonus bets
- Best Features: Edit My Bet, NFL rewards
- Biggest Drawbacks: Quickly limits sharps, UX can be a bit buggy
- Number of Sports: 19+
- Payout Speed: Up to 24 hours
- Rewards Program: MGM Rewards
4) BetRivers: Best for Big Mastercard Deposits
Min deposit/withdrawal with Mastercard: $10/not available
BetRivers and SugarHouse are essentially the same sportsbooks; they just operate in different states with different brand names. Both make it easy to deposit instantly with Mastercard.
You can fund your account with as little as $10, and there’s no upper limit—which makes it perfect for high rollers or anyone who likes to go big when placing bets.
BetRivers/SugarHouse offer a second chance bonus bet up to $500 for new customers. If your first bet loses, you'll get a refund in the form of a bonus bet up to the limit. You have 30 days to use the bonus bet once you receive it.
There’s a lot to like about BetRivers. Their soccer odds are some of the best out there, and their live betting platform is top-notch, packed with creative micro-betting markets. I also love how their live chat is right on the homepage—no need to dig around like you do with some other sportsbooks.
I can’t forget to mention their loyalty program, iRush Rewards. It lets you rack up both loyalty points and bonus store points, which you can redeem for perks or bonus money.
The one drawback is that BetRivers doesn’t support Mastercard for withdrawals. They offer plenty of other options, so you’re not left hanging, but it’s something I’d love to see added down the road.
BetRivers Quick Facts:
- OA BetReview Rating: 82/100
- Sign-Up Bonus: Second chance bet up to $500 depending on state
- Best Features: Fast payouts, competitive teaser and soccer odds
- Biggest Drawbacks: Functionality issues, limits successful bettors quickly
- Number of Sports: 29+
- Payout Speed: Up to 5 business days (usually within a day)
- Rewards Program: iRush Rewards
5) DraftKings: Best for Small Mastercard Withdrawals
Min deposit/withdrawal with Mastercard: $5/$1
DraftKings Sportsbook comes in fifth place for the best Mastercard sports betting option.
Mastercard deposits with DraftKings are instant and DraftKings charges no fees.
The minimums are some of the lowest in the industry—you can deposit with Mastercard for just $5 and withdraw as little as $1.
Mastercard debit card withdrawals at DraftKings are processed within a day, making it one of the fastest sportsbooks for getting your cash with this payment method.
DraftKings ranks as one of our highest-rated sportsbooks thanks to the competitive odds, generous promotions and odds boosts, variety of bet types and sports to wager on, and great user experience on both the website and mobile app.
The intro promo provides good value as you only need to deposit $5 to get $300 in bonus bucks. Even better, there are no strings attached, unlike other sportsbooks, where it depends on whether your first bet wins or loses. New players also get a promo code to redeem a discount for a NFL Sunday Ticket subcription.
If I had to nitpick, the only downside is that the minimum withdrawal for Mastercard is lower than for other methods. Of course, with a $25k per transaction limit, it’s more than enough for the vast majority of bettors.
DraftKings Sportsbook Quick Facts:
- OA BetReview Rating: 84/100
- Sign-Up Bonus: Bet $5, get $300 in bonus bets + $200 off NFL Sunday Ticket
- Best Features: Market depth, profit boost tokens
- Biggest Drawbacks: Odds not always competitive, quickly limit winners
- Number of Sports: 25+
- Payout Speed: Up to 5 business days
- Rewards Program: Dynasty Rewards
>> Read More: Best Credit Card Sports Betting Sites
How We Rate Mastercard Betting Sites
Here at Odds Assist, we are committed to creating objective, transparent ratings to help you make the best decisions when it comes to which sportsbooks to use. We will continually update our Editorial Ratings over time as sportsbooks introduce new features, change promotions, etc.
Each sportsbook we review goes through our extensive rating process that evaluates thousands of data points in eight categories, including the following:
| Category | Weight | Description |
|---|---|---|
|
Odds |
20% |
Rates the competitiveness of odds across markets, focusing on value and vig |
|
Sign Up Bonus |
15% |
Assesses the size of the welcome offer and the fairness of its terms, including restrictions on use and expiration |
|
User Experience |
15% |
Covers site layout, speed, search functionality, prop categorization, buginess, and availability of biometric login |
|
Features |
7.5% |
Includes Same Game Parlays, cash outs, live streaming, auto cash outs, bet modifiers, and other unique tools |
|
Market Depth |
7.5% |
Measures variety in player props, game props, futures, niche sports, unique bets, and period betting options. |
|
Customer Reviews |
5% |
Based on ratings and feedback from Google Play, the App Store, and forums like Reddit. |
|
Live Betting |
5% |
Focuses on live odds competitiveness, micro betting options, live streaming, market depth, and in-game SGPs |
|
Promotions |
5% |
Evaluates ongoing promos like parlay boosts, bet insurance, loyalty programs, freerolls, and early payout offers. |
Best Sign-Up Bonuses from Mastercard Betting Sites
Below you can see the intro bonuses for new customers from all of the sportsbooks that we've reviewed that offer Mastercard betting. As sportsbooks update their intro promos, we will update this guide so you can always find the best offers available.
Must be 21+ in most states. Gambling problem? Call 1-800-GAMBLER. See full responsible gambling disclaimer here.
Sportsbook | States | Sign Up Bonus* | Code |
|---|---|---|---|
AZ, CO, CT, IL, IN, IA, KS, KY, LA, MA, MD, MA MI, NJ, NY, NC, OH, PA, TN, VA, WV, WY | Bet $5, Get $150 in Bonus Bets If Your Bet Wins | Not needed | |
AZ, CO, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, NV, NJ, NY, NC, OH, PA, TN, VA, WV, WY | Bet $1, Get 2x Winnings on Next 20 Bets | OA20X | |
AZ, CO, FL, IN, IA, KY, LA, MD, MA, MI, NV, NJ, NY, NC, OH, PA, TN, VA, WV, WY | Second Chance Bet Up to $1,500** | ODDS100 | |
CO, IA, KY, LA, NJ, NC, OH, VA, TN, IL | Bet $5, Get $200 in Bonus Bets | Not needed | |
AZ, CO, IL, IN, IA, LA, MA, MI, NJ, NY, OH, PA, VA, WV | Second Chance Bet Up to $500 | ODDS1 | |
AZ, CO, CT, IL, IN, IA, KS, KY, LA, MD, MA, MI, NJ, NY, NC, OH, PA, TN, VT, VA, WV, WY. | Bet & Get Up to $2k in FanCash | Not needed | |
NJ, PA | 100% Deposit Match Up to $1,000 | Not Needed | |
PA | Second Chance Bet Up to $500 | ODDS1 | |
AZ, CO, IA, NJ, VA | Up to $100 Cash Back | ASSIST | |
AZ, CO, CT, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, NH, NJ, NY, NC, OH, OR, PA, TN, VA, WV, WY | Bet $5, Get $300 in Bonus Bets + $200 off NFL Sunday Ticket | Not needed | |
AZ, CO, DC, IL, IN, IA, KS, KY, LA, MD, MA, MI, NJ, NC, NY, OH, PA, TN, VA, WV | Bet $10, Get $100 in Bonus Bets | Not needed | |
AZ, FL, IL, IN, NJ, TN, OH, VA | Bet $5, Get $150 Bonus If Your Bet Wins | Not needed | |
NV | First Bet Match Up to $250 | Not needed |
*May vary by state.
**Bonus Bets Expire in 7 Days. One New Customer Offer Only. Add’l terms.
How to Use Mastercard to Deposit Into Your Sportsbook Account
In case you have no prior experience depositing with your Mastercard debit or credit card, check out the following instructions to learn everything you need to know:
How to Deposit in Your Sportsbook Account with Mastercard
You can transfer the funds from your card to your online sportsbook balance in a few easy steps.
- Log in (or register if you haven’t yet) on the sportsbook platform of your choice.
- Navigate to the cashier section and select Mastercard as a deposit option.
- Connect your Mastercard by providing the required information (your card number, security code, and expiration date).
- Enter the amount you’d like to deposit.
- Proceed with the deposit.
Minimum & Maximum Mastercard Deposit Limits
Different sportsbooks have different requirements for minimum and maximum deposit limits. For most cards, the minimum is usually between $10 and $20, whereas the maximum is between $1,500 and $5,000.
Please remember that your maximum deposit limit can increase on some sportsbooks if you’re an active bettor for a long time and join a VIP/loyalty program.
Mastercard Deposit Speed
In most cases, deposits are usually instant. Note that this term is used loosely here—each card transfer needs a couple of seconds before it’s processed. Sometimes, however, you might have to wait up to several minutes.
Mastercard Fees
Mastercard deposits are usually free. However, Mastercard might charge a small fee if your deposit is processed as a cash advance.
Pros & Cons of Depositing With Mastercard
Pros
- Some Mastercard cards earn rewards (miles, points, cash back, etc.) for spending.
- Deposits are usually instant.
- Mastercard is one of the most secure payment options.
- The deposit process is easy, as you only need to provide your credit card information.
Cons
- The maximum limits for deposits and withdrawals might be smaller compared to other payment methods on some sportsbooks.
- If you make a large deposit using your credit card, you can increase your credit card utilization rate significantly, possibly impacting your credit score. It’s best to keep utilization—which is the balance on your card divided by your credit limit—under 30% if possible.
- Deposits might not always be approved.
- You can create debt if you use a credit card recklessly.
How to Use Mastercard to Withdraw From Your Sportsbook Account
Unfortunately, it’s not possible to withdraw your funds to a Mastercard credit card. Credit cards are one-way transaction methods, meaning you can use them to purchase goods and services but not cash out your winnings to them.
That said, you can use a Mastercard debit card to cash out from most sportsbooks, and the process is essentially the reverse of depositing. Simply head to the cashier section, select Mastercard as your withdrawal method, and enter the requested details.
Withdrawals typically take 1-3 business days to process. While sportsbooks don’t charge fees for these transactions, it’s worth checking with your bank, as they might apply their own fees.
What's more, many popular US sportsbooks offer a range of other withdrawal options, with the most popular ones being:
- PayPal
- Skrill
- ACH
- Bank transfer
- Check
- Cash at cage
- Play+ card (if available)
- Venmo (see Venmo betting sites here)
Withdrawals aren’t instant. Even if you use PayPal, which is widely regarded as the fastest withdrawal method, you’ll still have to wait up to three business days before your payout request is processed.
If you value getting your money quickly, check out our guide to the sportsbooks with the fastest payouts.
Mastercard vs. Other Sportsbook Deposit Methods
There’s no one-size-fits-all for sportsbook deposit methods. Even though Mastercard is considered perfect by some bettors, others prefer different options. Let’s quickly see how Mastercard compares to them:
- PayPal – PayPal and many other wallets give you a chance to avoid using banks. They securely store your funds online and make payments easy and convenient, and you can fund your PayPal account using a card or via a checking account. Moreover, you can use PayPal for withdrawals with lower overall fees, although they are a bit higher compared to Mastercard. You can see the best PayPal betting sites here.
- Online bank transfer – If your bank allows gambling-related transactions and you live in a state where this type of deposit and withdrawal option is available, you can use your e-banking app to make a payment.
- Play+ card – Play+ is a branded card accepted by many online gambling platforms. You can apply for it on the sportsbook of your choice, and it will be affiliated with your account, helping you make quick deposits and withdrawals while avoiding using your bank.
- PayNearMe – If you don’t have a bank account or a credit card, you can go to your nearest 7-Eleven, make a deposit, and receive a code you need to input on deposit to fund your sportsbook balance.
- Cash @ Cage – Online sportsbooks are usually connected to land-based casinos, meaning you can deposit and withdraw funds when visiting the related gambling property. This method is usually instant, and players can deposit much more money than Mastercard deposits (or any other deposit for that matter). Still, it involves getting to the casino, which may not be an option for some.
>> Read More: Best Debit Card Sports Betting Sites
Only Deposit What You Can Afford to Pay Off That Month
If you decide to proceed with using your Mastercard credit card with your sportsbook account, please remember to gamble responsibly.
Gambling can be addictive, and some players might get carried away and deposit more than they can afford.
If you have to spend more on your credit card than you can afford to pay off that month, you’ll be charged interest on that money which can be very expensive as credit card interest rates are often 15% to 30%.
For this reason, it’s crucial to only charge your card with what you can pay off that month. If you don’t, you may find yourself in a debt spiral that can be hard to get out of.
